Money problems in marriage are more common than you think. You might be surprised at how the smallest money issues can erupt into something so serious that they lead to divorce. However, that doesn’t mean you have to suffer the same fate as well.
By learning about these money problems in marriage, you’ll be able to find a balance between marriage and money. You’ll be able to avoid making the same mistakes or getting into the same arguments as many other couples do.
1) When one spends too much and another spends too little.
This is one of the toughest money problems in marriage to face. People who get married to each other don’t necessarily have the same values. The best way to deal with this kind of issue is to compromise. How?
Say you’re the one who spends more money than your partner and you end up buying clothes worth hundreds of dollars. If said clothes are really a necessity, tell your partner that they could just be their birthday gift to you. It’s also important to let your partner have their way once in a while.
2) When one is constantly in debt and another nags too much.
Nagging rarely ever brings about the kind of results you want. But then again, debts don’t really do much for your marriage either.
If you’re already married to a person with a lot of debt, it’s time for a serious talk. Your partner’s debts will affect not only your life, but your children as well.
Help your partner erase his debts by working together on a time line. Make them understand the gravity of the situation and what both of you have to give up for a while. It won’t help to have one give up on their hobby, while you go showing your money off in their face. Dealing with debt is a team effort.
3) When one does not share and another wants support.
One of the most common money problems in marriage is the sort of system couples have with money. Some couples like to merge their finances in one bank account. Others like to keep separate accounts. Why don’t you talk and see which one works best for you?
However, if you can’t come to an agreement, why don’t you do it half and half? Sure, you can still have a joint account; but each of you can set up a separate account on the side. Get the best of both worlds.
Money problems in marriage are common, but they need not be responsible for ruining your marriage. There are ways to get around these money issues. Just remember that you’re no longer single. You have a partner with whom you should be able to trust and compromise with.
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